Business Protection

helps you to face the unexpected events which could de-stabilise your business

Whilst it can be argued that all businesses are different there is one area where there is a similarity. Most, if not all, will probably have key people who are important – even vital – to their continuing success.

Can you quantify what the financial loss to your business would be if one of your key people should die or become seriously ill?

Would it affect your cashflow, your borrowing - even the continued existence of your business?

We can help you carry out a “Company Medical” to ascertain just who are the critical employees or shareholders, and how to protect your business against their permanent or temporary loss.

Using our extensive experience and knowledge we can help you identify the different options for managing and insuring against those risks. And by tailoring the benefits and their features we can help you put in place the most effective protection your business needs.

We will carry out continuous reviews with you to make sure that as your business grows and develops your Business Protection cover is valid and effective, and if and where necessary, will recommend such changes as to make sure it is.

The key elements of Business Protection are:

  • Shareholder Protection
  • Business Loan
  • Key Person Protection

Find out more about Business Protection and how we can help you

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I was very impressed with the approach that Creative Benefit Solutions took to investigating the funding position of our scheme and the extremely favourable cost savings that resulted.
David Hobbs
Managing Director,
Hobbs the Printers
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Treating Customers Fairly

FINAL SALARY COSTS AND DEFICITS HAVE GONE THROUGH THE ROOF

Since 2005:

  • admin/communication fees.... UP 45%*
  • advisor/consultancy fees.... UP 74%*
  • investment management fees.... UP 126%*
  • PPF levies.... UP 929%*
  • *(NAPF Market Trends & Statistics)
  • Fund deficits.... RECORD HIGH
  • (BBC News - 10 March 2009)

We have solutions to help tackle all these issues

Invitation to a complimentary seminar to find out more