Investment Advice

It is important that the Trustees of Final Salary schemes and members of Defined Contribution plans have access to advice on the most appropriate funds in which their money is to be invested. The process for providing this advice needs to be robust and auditable and to be reviewed and amended on a regular basis.

As Independent Financial Advisors we are able to

Recommend to Trustees and Employers the insurer most suited to their specific circumstances.
Assess the attitude to investment risk of the individual member for whom we are providing advice.
Recommend an asset allocation that is suitable for the member.
Apply the relevant asset allocation within the funds available to create a bespoke fund portfolio for the member.
Ensure the selected pension funds, and their managers, have been assessed and rated for expertise in their own investment area.

Through the offer of regular one to one personal consultations, the chosen investment portfolio is then regularly reviewed to ensure that actions are taken to react to a change in either an individual attitude to investment risk or a fund performing outside of that expected. Investment Advice