Retirement Planning

It is vitally important that your employees put money aside for their retirement if they want to live and not just survive. The UK state pension will probably not be sufficient for them.

Saving for retirement through a company pension plan is the ideal way to do so. Particularly when you consider that the government actually give your employees money to do so through tax relief.

So we help you construct and install a pension plan that will give your members the very best opportunity to Plan for Retirement – and enjoy it when they get there.

• We use the very best UK specialist pension insurers to look after the pension funds
• We ensure that the annual management charge member’s pay is really competitive so that their retirement fund is as big as possible when it is needed
• We provide ongoing service to you to ensure your plan is as relevant as possible to meet the changing situations you and your company may need to meet

And once your employees join the scheme they will be able to take advantage of a wide range of services and benefits we provide for them as they move towards retirement.

• Regular one to one meetings to establish, and maintain, the very best arrangements to suit them individually
• The annual assessment of the individual’s attitude to investment risk by using our specially designed Investment Risk Profiler
• Access to easy to use and easy to follow pension calculator systems
• Personalised advice regarding retirement options
• Assistance for members to understand, and maximise, their pension income
• Pre-retirement education so that everybody is aware of their right to “shop around” for the best annuity rates, making sure that their retirement income is maximised

As Independent Financial Advisers we can ensure that your members can obtain – on a tailored individual basis – the very best Retirement Planning advice and assistance, throughout their employment with you and through into their retirement years.

We have been delighted with Creative Benefits and the work they have done, and the ongoing client management work they continue to do.

• The benefits of pre retirement counselling
• More Case Studies