With-profits bonus announcement

28 July 2010

Standard Life today announces a mid-year review of its UK with-profits final bonus rates. Despite the recent uncertainty in investment markets most plans have increased in value in the last year. All annual bonus rates have been maintained.

Margaret Flaherty, With-Profits Communications Manager, Standard Life Assurance Limited, said:

“After an encouraging start to the year for investment markets we have seen sharp falls in equity values over the last couple of months. We are pleased to say that despite the recent volatility in investment returns, most with-profits investors will have seen an increase in their plan value over the last year.

“With-profits continues to offer customers access to the potential growth associated with stock market investments whilst aiming to provide, through smoothing and maturity guarantees, some protection from the full effects of market fluctuations.”

Sample payouts

A 25-year savings endowment plan taken out on 27 July 1985 by a man aged 29 for £50 per month has a maturity value today of £29,290.

A 20-year individual pension plan taken out on 27 July 1990 by a man retiring at age 65 for £200 per month has a retirement value today of £81,629.

A with-profits bond investment of £10,000 on 27 July 2005 has a cash-in value today of £11,320. The figures shown refer to the past. Past performance is not a reliable guide to future performance.