Individual Wealth Management
Wealth doesn’t always mean money in the bank or a big car!
Individual attitudes to wealth and what it means vary considerably. Lifestyle needs from one family to another will be vastly different. Individuals need to react to personal and market changes quickly. Some people want to retire early, some want to work longer. Short term investment returns are important to some people whereas others look for a longer term result.
But whatever the need, whatever the attitude we can provide relevant and cost effective answers. In helping individuals manage their wealth we provide a wide range of services and products.
Investment advice
Ongoing help in ensuring their pension investments are matched to their own unique attitude to risk at any given time.
Retirement planning
Assisting members understand, and maximise, their projected pension income.
Annuity options
Ensuring all individuals approaching retirement are aware of there right to “shop around” for the best annuity rates so their retirement income is maximised.
Income drawdown
Helping members to take an income from a pension fund. By doing so they reduce tax, improve death benefits and benefit from future investment growth
Asset Allocation advice
Advising members how not to “put all their eggs in one basket”
Critical Illness Insurance
Protecting a member and his/her family against the financial trauma in the event of them contracting one of a wide range of specified serious illnesses.
Income protection
Helping to establish an arrangement which will ensure income is paid if an individual cannot work due to illness or injury.
Our wealth management service provides the very best advice for our individual clients
Thanks for your time today, I found it very helpful and definitely felt that you and CBS have more of an interest in the individuals future than any of the previous ‘experts’ !Andy Smith
Managing Director,
Consolidated TimberMore client testimonials